First-Time Home Buyer Down Payment Assistance

The Pacific West Association of REALTORS$reg; Charity Foundation is pleased to announce the "Opening Doors" First-Time Buyer Grant Program. Qualified buyers are eligible to receive up to $3,500 in assistance towards the purchase of their first home. The program is funded with the generous support of corporate donations, industry partners and REALTORS®, through various fundraising activities. All are committed to making the dream of home ownership a reality for buyers in Orange, Los Angeles, Riverside & San Bernardino Counties.


  • Applicant must be under contract to purchase a property in order to apply for the PWR Grant
  • Funding is limited and not all qualified applicants will be approved
  • Incomplete applications will not be considered
  • Buyer must meet all eligibility requirements in order to be considered
  • Properties designated as "short-sales" must have written bank approval
  • Buyer must not exceed maximum income levels. Maximum Income Limits for Orange County, L.A. County, Riverside, and San Bernardino County are $162,180 for all applicants
  • Maximum purchase price may not exceed $765,000 for Orange County and Los Angeles Counties, and $685,000 for Riverside & San Bernardino County are $685,000
  • The mortgage loan must be based upon a full-documentation loan (no stated income loans) with a minimum 5-year fixed rate
  • Debt-to-income (DTI) ratios should not exceed 55% (including the mortgage payment) of the borrower’(s) gross income
  • Buyers must have a minimum credit score of 620
  • Buyers must contribute 1% of the sales price from their own funds towards the down payment (Excludes Veterans)
  • Opening Doors funds may only be applied towards the down payment and or closing costs
  • Applicants must be represented by a PWR REALTOR® member
  • Upon approval, Buyers must participate in a self-study Home Buyer Education Program, or provide a completion certificate from a another certified home buyer prorgram
  • PWR will make every effort to notify applicants of acceptance or denial within 3 to 4 business days of receipt of a completed application
We invite you and your REALTOR® to review the "Opening Doors" Qualifications & Application Guidelines which details all of the application and property eligibility requirements.

Opening Doors Qualifications & Application Guidelines

If you have questions regarding this program, please email