First-Time Home Buyer Down Payment Assistance

The Pacific West Association of REALTORS® Charity Foundation is pleased to announce the "Opening Doors" First-Time Buyer Down Payment Assistance Program. Qualified buyers are eligible to receive up to $4,000 in down payment assistance towards the purchase of their first home. The program is funded with the generous support of corporate donations, industry partners and REALTORS®, through various fundraising activities. All are committed to making the dream of home ownership a reality for buyers in northern Orange and southern Los Angeles Counties.


  • Applicant must be under contract to purchase a property in order to apply for the PWR Grant
  • Funding is limited and not all qualified applicants will be approved
  • Incomplete applications will not be considered
  • Buyer must meet all eligibility requirements in order to be considered
  • Properties designated as "short-sales" must have written bank approval
  • Buyer must not exceed maximum income levels. Current limits for Orange County are $109,800 (1-2 persons) and $128,100 (3+ persons), and for Los Angeles County are $99,360 (1-2 persons) and $115,920 (3+ persons)
  • Maximum purchase price may not exceed $673,615 for both Orange and Los Angeles Counties
  • Property must be located within PWR’s jurisdiction (Central/North Orange County and South Los Angeles County)
  • The mortgage loan must be based upon a full-documentation loan (no stated income loans) with a minimum 5-year fixed rate
  • Debt-to-income (DTI) ratios should not exceed 55% (including the mortgage payment) of the borrower’(s) gross income
  • Buyers must have a minimum credit score of 620
  • Buyers must contribute 1% of the sales price from their own funds towards the down payment (Excludes Veterans)
  • Opening Doors funds may only be applied towards the down payment
  • Applicants must be represented by a PWR REALTOR® member
  • Upon approval, Buyers must participate in a self-study Home Buyer Education Program, or provide a completion certificate from a another certified home buyer prorgram
  • PWR will make every effort to notify applicants of acceptance or denial within 3 to 4 business days of receipt of a completed application
We invite you and your REALTOR® to review the "Opening Doors" Qualifications & Application Guidelines which details all of the application and property eligibility requirements.

If you have questions regarding this program, please email